Myrtle Beach Real Estate by Mirela

 

How has your job changed in the past couple of years?   My business card says Realtor Broker, but my job entails so much more nowadays: I am a social worker, general contractor, psychologist, loss mitigator, asset preservation specialist, credit counselor, short sale specialist, reo specialist, foreclosure counselor.  My days are spent solving problems.  That’s really what should be written on my card:

 

Mirela Monte, Problem Solver

 

Do I sell Real Estate anymore?  Yeah, and lots of it, but the quality of my life has deteriorated immensely.  I work 80 hour weeks, not for the money, but because I have too many balls up in the air.  Real Estate is not for sissies!  It is a full time, all consuming endeavor, more so now than ever before.

“God bless you if this is how you have to deal with more deals this year.  If so, you are in need of a vacation.”

 

These were the words of a builder on a project I am handling on one of my Bank Owned properties, a spec taken back by the bank right before it was completed.  We’ve had so many obstacles on that project that what started as the 100 yard dash has turned into the Boston Marathon - only at the ‘dash’ tempo!!!  In the past year and a half, I’ve sold that house seven times and I’m yet to close on it.   I could write a book about it and I just might, however the project in question will be a mere chapter, since I also have several others with various sized problems.

 

As I close them all, I get even more business.  Such and such person hears about my feat and comes to me to solve their problem.  I’m not complaining, it’s good to have business these days; I just want to know if the lifestyle I’m having right now is sustainable for long periods of time.  Am I paying the price for solving other people’s problems with my own life, or is this extraordinarily tenuous period going to propel my career into the stratosphere?

 

How many of you have changed gears and are now bearing down under a mountain of stress?  The way I figure it, I’d rather carry the stress, rather than the mountain of bills…  What do you think?

 

How has your life changed because of this Market?

 

Mirela Monte, Your Myrtle Beach Real Estate Connection                     Join The Optimist Group!

 

 

You've worn the finish off your coffee table.

All your kids are named Joe.

Chuck Yeager thinks you need to calm down.

Instant coffee takes too long.

Juan Valdez named his donkey after you.

People can test their batteries in your ears.

People get dizzy just watching you.

Starbucks owns the mortgage on your house.

The nurse needs a scientific calculator to take your pulse.

The only time you're standing still is during an earthquake.

The Taster's Choice couple wants to adopt you.

When someone asks 'how are you' you say, 'good to the last drop'.

You buy milk by the barrel.

You can jump-start your car without cables.

You can outlast the Energizer bunny.

You can take a picture of yourself from ten feet away without using the timer.

You can type sixty words per minute with your feet.

You can't even remember your second cup.

You channel surf faster without a remote.

You chew on other people's fingernails.

You don't even wait for the water to boil anymore.

You don't get mad, you get steamed.

You don't need a hammer to pound in nails.

You don't sweat, you percolate.

You don't tan, you roast.

You forget to unwrap candy bars before eating them.

You get a speeding ticket even when you're parked.

You go to AA meetings just for the free coffee.

You go to sleep just so you can wake up and smell the coffee.

You grind your coffee beans in your mouth.

You have a conniption over spilled milk.

You have a picture of your coffee mug on your coffee mug.

You have to watch videos in fast-forward.

You haven't blinked since the last lunar eclipse.

You help your dog chase its tail.

You introduce your spouse as your coffee mate.

You just completed another sweater and you don't know how to knit.

You lick your coffeepot clean.

You name your cats Cream and Sugar.

You short out motion detectors.

You ski uphill.

You sleep with your eyes open.

You soak your dentures in coffee overnight.

You speak perfect Arabic without ever taking a lesson.

You speed-walk in your sleep.

You spend every vacation visiting Maxwell House.

You think being called a drip is a compliment.

You think CPR stands for Coffee Provides Resuscitation.

You'd be willing to spend time in a Turkish prison.

Your first-aid kit contains two pints of coffee with an I.V. hookup.

Your coffee mug is insured by Lloyds of London.

Your eyes stay open when you sneeze.

Your life's goal is to amount to a hill of beans.

Your lips are permanently stuck in the sipping position.

Your nervous twitch registers on the Richter scale.

Your only source of nutrition comes from Sweet & Low.

Your taste buds are so numb; you could drink your lava lamp.

Your Thermos is on wheels.

You're so wired, you pick up AM radio.

You've built a miniature city out of little plastic stirrers.

You've worn out the handle on your favorite mug.

 

Foreclosures increased over 80% in 2008.  The figures are no less scary in 2009:

The foreclosure rates in several states were up significantly lately: Arizona was up 36.1% for September.   Florida was not far behind with a 29.67% increase, followed by:  Texas 24.38%,  Michigan 18.22% and California with a 15.57% increase.   All 50 states saw an increase in foreclosures, but not all were as drastic.  For example, the increase in Kansas was only 3.65%.

The major increases were driven mainly by changes in urban areas.  In Arizona, the statewide foreclosure deluge was fostered by a massive 81.37% increase in Phoenix Foreclosures. Other cities with big increases included: Las Vegas, NV at 47.47%, Atlanta, GA at 39.96%, Chicago, IL at 36.27% and Houston, TX at 33.29 percent.

 

While the Federal Government is struggling with their impeded programs, states have started to take action to protect the fabric of our society. 

I am proud to say that my very own South Carolina was the first state in the union to take action against Foreclosures judicially.  In May the SC Supreme Court temporarily stopped thousands of pending foreclosure sales in order to give homeowners more time to take advantage of new federal programs to help them refinance mortgages. The injunction — which mortgage experts said appeared to be the nation's first court-ordered stop for an entire state — prevents judges in South Carolina from finalizing foreclosure sales on properties guaranteed by Freddie Mac, Fannie Mae or any other mortgage company that has signed on to a federal assistance program. 

In April, the South Carolina legislature has introduced House Bil 3952, which, if adopted during the '09-'10 session, will provide for a 6 months Moratorium on Foreclosures in this state.

Diametrically opposed, Geographically and otherwise, California implemented its own Foreclosure Moratorium in June.  Banks in California can no longer foreclose on a mortgage without either renegotiating the loan or giving the homeowner three months’ notice.  There have been more than 365,000 foreclosures in California since 2007, with many more already scheduled.

 “California is ground zero for foreclosures. We’re getting about 80 to 90,000 foreclosure filings every month. That’s one every 30 seconds, so until we start mitigating the number of foreclosures, our economic recovery is going to be hampered,” said Assemblyman Ted Lieu, the Torrance Democrat who authored the bill.

 

In Detroit, citizens are organizing a massive movement scheduled for November 7th, asking the state legislators and their Governor to impose a state-wide moratorium on Foreclosures and support Senate Bill 29, which provides for a 2 year moratorium on Foreclosures.  The People’s call to action urges:  Bail out the people—not the banks!

 

Meanwhile, Ohio’s legislators are in a heated debate over a 6-month Foreclosure Moratorium already approved by the House. 

 

What we are seeing here is National Movement of MONUMENTAL PROPORTIONS.  By taking a stand on this incredibly important issue – Foreclosures – we are seeing increased autonomy of the individual states.  Add to the mix a general disgruntlement with our Federal Government and its BIG BUSINESS largess and what we have here is a precipitous movement towards the decentralization of power.  Just my two cents’ worth.

 

The following two movies provide the most thourough information on the Foreclosure Crisis.  The House of Cards made my skin crawl.  Please watch it and let me know what you think of it.  We need to be aware of how we've arrived at this juncture, this moment in history our children will talk about..

The Meltdown

The House of Cards

Here are a few other interesting sites to keep your finger on the pulse of this Foreclosure Crisis:

The Everything You Need Foreclosure Site - My gift to you

How to get your hands on some of that Obama Money for your Turf

Foreclosures 101 - Analyze Foreclosures by State, County and Zip Code

I am about to embark on my own journey to help those displaced by this crux.  Please stay tuned to my blog roll, for I will soon ask for your help in a very important undertaking, one that will allow us Realtors a unique opportunity to expose the very human factor so visible to us agents, yet so overlooked by the media.  There is an opportunity for us to take a stand and contribute to the solution. 

 

Mirela Monte, Your Myrtle Beach Real Estate Foreclosure Connection

Will the bank accept your lousy offer?  Let’s re-iterate the facts:

 

1.     This is a Buyers’ Market.

2.     There are plenty of Distressed Properties to choose from.

3.     A qualified Buyer (one who is buying in cash OR is pre-approved for a loan) is worth his weight in gold, or brick, sort of speak…  You know what I mean...

4.     Banks are not in the business of owning homes.

5.     The longer a vacant home stays on the market, the more it deteriorates.

6.     Banks are not in the business of owning homes.  Hey, wait a minute, I’ve said that already!  Never mind, it’s worth repeating the point; it's an important one!

I’ve encountered some timid Buyers who are reluctant to make substantially lower offers.  I urge them to go ahead and insult the Bank anyway.  If they don’t get their price, they can always come back and offer more, or make another offer on a different bank owned home.  As long as you don’t get emotionally invested, you’ll eventually be able to garner yourself a great deal. 

 

In order to make my point and offer some concrete evidence, I am submitting this list of Myrtle Beach Bank owned Homes.  The pricing activity is listed in chronological order for each one of these Foreclosures.  Some have had contracts on them which never came to fruition and back on the market they went.  All of these listings are still available and all of them are bank owned properties in the Myrtle Beach area. 

 

Take the first property for example.  As a fresh Waterway Foreclosure, it was initially offered for sale in May ’08 for $1,390,000.  A year and a half and three price reductions later, it got dropped down to $795,000 (a 43% price decrease).  It will probably sell for around the same price as another Waterway Foreclosure located right down the street, which closed recently in the $600K range.

 

After studying these, you too will be convinced that your lousy offer on a Bank owned property might actually get you the home of your dreams for pennies on the dollar.  At least in Myrtle Beach it will!

 

Hotsheet Date	Entry Type	Price	Comment
MLS# 807701 - 125 AVENUE OF THE PALMS
5/6/2008 11:42	Price Change	$1,390,000
7/16/2008 12:47	Price Change	$1,250,000
2/23/2009 10:42	Price Change	$995,000
10/9/2009 12:54	Price Change	$795,000

 

MLS# 823031 - 7530 Maple Swamp Rd

9/24/2008 11:25	New Listing	$119,900	NEW LISTING
12/3/2008 9:11	Price Change	$112,900
1/8/2009 15:33	Price Change	$99,900
3/6/2009 7:43	Price Change	$89,000
3/13/2009 10:19	Price Change	$89,900
4/28/2009 12:41	Price Change	$84,900
6/29/2009 16:36	Price Change	$79,900
8/5/2009 14:14	Price Change	$34,900
8/7/2009 15:47	Price Change	$74,900	This is a correction.
9/22/2009 11:37	Price Change	$65,900

 

MLS# 903997 - 23 Windy Ln
2/20/2009 7:48	New Listing	$607,900	NEW LISTING
3/13/2009 7:48	Price Change	$595,900
4/3/2009 9:15	Price Change	$580,900
4/27/2009 7:23	Price Change	$566,900
5/18/2009 7:28	Price Change	$522,900
6/24/2009 7:24	Price Change	$506,900
7/15/2009 9:17	Price Change	$427,900
8/6/2009 7:28	Price Change	$406,900
8/10/2009 13:44	Misc. Change	$406,900
10/2/2009 11:54	Price Change	$380,900
10/2/2009 11:54	Misc. Change	$380,900
10/23/2009 7:20	Price Change	$355,900

 

MLS# 910198 - 8409 Ole Moore DR
5/18/2009 11:49	New Listing	$69,000	NEW LISTING
5/21/2009 14:01	Price Change	$66,900
6/4/2009 10:08	Price Change	$63,900
6/18/2009 9:59	Price Change	$59,900
7/2/2009 9:13	Price Change	$56,900
7/16/2009 15:30	Price Change	$54,900
7/30/2009 10:38	Price Change	$51,900
8/13/2009 10:57	Price Change	$49,900
8/27/2009 13:36	Price Change	$46,900
9/9/2009 14:42	Price Change	$39,000
10/7/2009 13:08	Price Change	$29,900
10/22/2009 12:09	Price Change	$26,900

 

MLS# 910942 - 6001 S Kings Hwy
5/28/2009 15:43	New Listing	$244,900	NEW LISTING
6/23/2009 9:35	Price Change	$229,900
7/23/2009 14:21	Price Change	$214,900
8/18/2009 20:56	Price Change	$199,900
9/16/2009 10:29	Price Change	$182,900
10/13/2009 11:51	Price Change	$174,900

 

MLS# 911984 - 3266 Sleepy Hollow
6/15/2009 10:38	New Listing	$90,000	NEW LISTING
7/17/2009 14:53	Price Change	$59,900
8/17/2009 0:07	Status to Expired	$59,900	Auto Expired By Nightly Processing
8/18/2009 14:01	Price Change	$49,900
8/18/2009 14:09	Status to Active	$49,900
10/2/2009 16:41	Price Change	$39,900

 

MLS# 910635 - 6 Smith Blvd
5/22/2009 18:16	New Listing	$167,900	NEW LISTING
6/3/2009 11:01	Price Change	$149,900
6/29/2009 20:32	Price Change	$129,900
7/24/2009 12:58	Status to Under Contract	$129,900
7/31/2009 13:22	Status to Active	$129,900
8/5/2009 9:50	Price Change	$122,900
8/14/2009 8:42	Misc. Change	$122,900
10/22/2009 7:28	Price Change	$114,900
10/22/2009 7:28	Misc. Change	$114,900

 

MLS# 912323 - 55 PINEBURY DRIVE
6/18/2009 13:51	New Listing	$564,900	NEW LISTING
10/20/2009 13:46	Price Change	$349,900

 

MLS# 912562 - 250 Old Wilson Road
6/22/2009 19:54	New Listing	$150,000	NEW LISTING
6/23/2009 7:32	Price Change	$99,000
6/23/2009 11:29	Price Change	$109,900	$109,900 Modular Home has a possible second lot that goes with it.
8/31/2009 11:04	Price Change	$94,900
10/8/2009 14:53	Price Change	$92,000
MLS# 910942 - 6001 S Kings Hwy
5/28/2009 15:43	New Listing	$244,900	NEW LISTING
6/23/2009 9:35	Price Change	$229,900
7/23/2009 14:21	Price Change	$214,900
8/18/2009 20:56	Price Change	$199,900
9/16/2009 10:29	Price Change	$182,900
10/13/2009 11:51	Price Change	$174,900

Mirela Monte, Your Myrtle Beach Bank Owned Homes Connection             Myrtle Beach REO’s To Go!

 

I've been doing a lot of Short Sales for the past couple of years.  I've done short sales on and off through the years, before the term "short sale" had even been coined.  We used to call it "upside down mortgage".  It was an infrequent occurrence.  I was good at it because I really wanted to help my clients move out of their financial quagmire, so I was very persistent with the bank.  There was no "Loss Mitigation" at that time, or at least I wasn't aware of any such term. 

My, how things have changed in the past few years!  Out of 15 transactions waiting to close within my agency, only three are normal transactions; the rest are all short sales and REO's.

Mirela Monte, Your Myrtle Beach Short Sale Specialist *(Unfortunately!)

 

My father used to caution us kids against consumerism: “Look around you; most people never have enough money.  When they make two dollars, they spend four.  Me and your mom, when we make two dollars we spend 10 cents.”

I must admit that daddy’s teachings went against what I learnt in school.  Our society encourages “spending other people’s money” – “leverage”, they call it.   

 

Here we are in 2009, scratching our heads.  What happened?  Is this “leverage” thing not all it’s cracked up to be?  Should we have been more prudent?  Maybe it’s time to go back to basics.  In that vein, I propose establishing some fiscally healthy habits:

1.     With all due respect, Daddy, I can’t make two dollars and spend only 10 cents.  I do think that I can get by on about 50 cents though.  Instead of Gucci and Cartier, I opt for a no name brand.  Instead of eating out, I cook in; it’s healthier anyway and a lot less expensive.  I buy it in bulk at Costco and shop at the Farmers’ Market.  I get good quality at discount prices, because I pay attention…

2.     I know I can afford a much larger and fancier home than this, but why spend the money on it?  Instead, I’d rather use that money and buy some other homes, rent them out and let them pay for themselves.

3.     If I don’t have 20% to put down on a home, I’ll wait until I do.  I don’t like paying PMI, nor do I like other people taking care of my property taxes and insurance (escrows).  When I buy a home I make sure I have enough money to pay all expenses for at least six months, just in case I have a hard time renting it.  Better safe than sorry.

4.     When I volunteered at the shelter I met several people who had lost everything because they didn’t have health insurance.   I don’t want that to happen to my family, so I pay my premium every month automatically by direct draft.

5.     I don’t want to be late with my mortgages, so my properties all get paid automatically as well.  Just for good measure, I have it set up to draw more principal than required, so I can pay them off faster.  It is amazing how much of a difference it has made.

6.     Some of the money left over after my 50 cents allowance go to paying taxes with regularity.  Some of it goes to my retirement accounts; I’m not going to be 29 forever, you know…  The rest gets saved in order to buy more Real Estate.  I believe in what I sell and I set a good example.  How can I advise other investors, if I don’t invest myself?

7.     Setting limits and staying within my means is not easy.  I make choices every day.  I want both shoes?  Too bad!  I’ll buy the pair I like and need the most and it better be priced in the two digits; no Gucci there either..  I’d love to fly first class.  Too bad, it’s not in the budget!  I’m just lucky to be able to travel, and I remind myself of that fact.  Fancy hairdressers, manicures, spa treatments?  Yeah, that would be nice, but I never have the time for it anyway.  I don’t smoke or have any other unhealthy habits, I eat clean and I exercise.  No fancy spa or doctor treatments can give me what those good habits can…

 

Learning Fiscal Discipline is a process, but one well worth the prize: independence from worry.  “Taming your money” will give you peace of mind and will allow you to make better choices.   I think Daddy would be proud…

 

I’m sure I may have missed some fine points.  If so, please bring them to our attention!  I would love to hear from you about the healthy fiscal habits you have developed!

 

Mirela Monte, Your Myrtle Beach Real Estate Connection            Join The Optimist Group!

 

 

Isn't technology great?  Now you can keep tabs on your kids' every move via the social media.  Here are two wonderful videos providing great tutorials on how to employ Twitter and Facebook to monitor your grown child’s every move.  Neurotic moms never had it so good!

 

Facebook, Twitter Revolutionizing How Parents Stalk Their College-Aged Kids

 

Mirela Monte, Your Myrtle Beach Connection         Join me for LOL FRIDAY on the Optimist Group!

 

 

When mom and dad are in prison, what happens to the children? 

Angel Tree Ministry is a non profit organization trying to infuse hope where there is none.  They take these kids camping, teach them valuable skills and cater to their spiritual and emotional well being.

Here is a message from Rev. Donna Phelps and her husband Garry:

 

Yes!  It's that time of year again and right now we have 568 kids waiting to see if they will be remembered as one of the Angel Tree Children Ministry.  

When Mom or Dad is in prison, it's the innocent children who do hard time.  But you can let them know they aren't forgotten.  You can give the child of a prisoner the joy of Christmas this year.  Each gift is given as though it is from the incarcerated parent.  In addition, every child also receives an age-appropriate presentation of the Gospel message--the true meaning of Christmas.  And when Christmas is over, you'll enjoy opportunities to continue to minister to these families year-round. 

We ask you to please invite them to your church & pray for these needy families.  Right now we need volunteers to:  buy and wrap gifts, to purchase gift cards of any kind, donations of stockings, candies, socks, gloves, coloring books, DVD's, etc...and monetary donations to sponsor Angel Tree events.  We ask you to please pray about this tremendous need, and remember: what if it were your child?  Please try and see them through the eyes of Jesus.  To find out how wonderful it feels to "welcome the children" in Jesus’ name, just call us at 910-842-9418. 

At present there are over 32,000 children of prisoners across North & South Carolina.  Let's not let any be left out.  We want to thank these individuals in advance for their hearts of compassion and for adopting children.

Mirela Monte, Your Myrtle Beach Connection                     Join The Optimist Group

Life is easy in Little River, SC.  With warm and sunny days, 5 minutes to the Beach and lovely views of the Waterway, who wouldn't want to live here?

This is where you'll find that laid back lifestyle, away from all the hustle and bustle of the Big City.  Lazy afternoons spent fishing or just rocking on your front porch sipping some cold sweet tea.  Ahh, this is living.

Ya'll come down soon, ya hear?

Mirela Monte, Your Little River Real Estate Agent                          Join The Optimist Group!

 

 

 

Picture this:  a sunny afternoon at the Zoo.  The young couple holding hands decides to take a break from it all and sit down on a bench under the trees.  She lays her head on his lap and stretches her arms, revealing…

 

“What?  What’s THAT?” he exclaims pointing to her armpits.

 

“What do you mean”, she innocently asks, fluttering her eyes.

 

“That, that”, he maintains, vehemently pointing to her armpits.

 

“You mean this”, she says touching the hair under her arm.

 

“Yes, THAT!  You have hair under your arms” he says incredulously.

 

“Of course I do.  Don’t you?”

 

That was many years ago.  The girl was European and the date was her first boyfriend, an American boy.  That’s how she learnt that in America girls are not supposed to grow hair under their armpits.  …Or on their legs… or on their… never mind!

 

For those of you who travel the World, you have some stories to tell, I’m sure - so please share them with us!  Here are my observations:  they wax in Spain, but the rest of Europe typically embraces hair under the armpits for both genders.  Especially in Germany and France, where women are tres chic, dressed in the latest fashions.  They wear hats, berets, scarves and… body hair?!?!

 

Mirela Monte, Your Myrtle Beach Connection

 

2009 may go down as the year with the least divorce filings in recent history.

 

Nationwide, the number of divorce filings is down substantially. When the American Academy of Matrimonial Lawyers polled its 1,600 members, nearly 40 percent said that filings were down by 40 percent. "There is a lot of fear, so people are staying put," says Gary Nickelson, president of the Academy. "People look at their assets and their liquidity, and they realize they don't have any."

 

During these hard times many couples are opting to postpone getting divorced for obvious economic reasons.  In the past, the proceeds from the sale of the marital home was a solution to many post-divorce cash flow issues, including down payments for new homes, getting a new car and paying the lawyers and experts in a case. 

 

With the decline in property values, many people are facing situations with negative equity or much less equity to divide, so many just stay put and wait for the market to turn.  

 

During the Great Depression divorce rates dropped sharply, but domestic violence rates went up.  Unfortunately, the statistics for 2009 reveal similar trends.

 

It’s hard to make marriage work during the best economic times, but when job losses, home losses and financial upheaval hit, marriages are severely impacted.   Still, couples are staying together.  They can't afford the attorney fees.  Child support is impossible to pay.  Having two homes is unreasonable in a time when they can barely afford one home together.  So they decide to stay together.   As one observer put it:  “it’s like sleeping with the enemy”…

 

Mirela Monte, Your Myrtle Beach Real Estate Connection         

 

 

The new Business Operating System is based on three things:

 

1.     Autonomy:  The urge to direct our own lives.

2.     Mastery:  The desire to get better and better at something that matters.

3.     Purpose:  The yearning to do what we do in the service of something larger than ourselves.

 

The 20% rule Google employs:  Engineers can work on anything they want for 20% of the time.  Almost half of the all the new Google products were birthed during this 20% time.

There is a mismatch between what science knows and what business does.  The typical Rewards programs 20^th century businesses employ (the carrots and sticks philosophy) work, but only in a surprisingly narrow band of circumstances.  The secret to motivating people to produce lies in the unseen intrinsic drive to do things because they matter.

There is a great business lesson here.  I hope you take the time to watch this important video.  Your company’s future productivity may hinge on it.

Mirela Monte, Your Myrtle Beach Real Estate Connection                                  Proud Optimist!

 

 

 

 

Bring your Twitter and Facebook Streams to Life.  This is the most fun I’ve had online ever!

 

Still in Beta mode, Redux makes is easy to see all the Twitter and Facebook links, videos, and pictures in your stream, without having to click on them.  They simply appear to the left of the entry, so you can instantly view them.  One click will also allow you to share them with your Friends or Followers. 

 

Here is the full Mashable blog and invite to Redux.  Enjoy!

 

Mirela Monte, Your Myrtle Beach Real Estate Connection                     Proud Optimist!

 

Computer savvy Administrative Assistant needed for busy Real Estate office in North Myrtle Beach.   Do you strive to be the very best in everything you do?  Are you friendly, bright and personable?  Are you an inveterate multi-tasker organized to the Nth degree? 

 

If this sounds like you, please send us your resume to:

 

ContactUs@BuyersChoiceSC.com

 

Visit us online at:

 

www.MyrtleBeachHomes.US

 

We have a great team of Top Producers.  We provide consistent and outstanding training in Real Estate Practice and Investments, Short Sales and Foreclosures and the latest in technology.  If you have always considered a career in Real Estate and are ready to embrace a rigorous schedule of hard work and education that will propel you to the next income level for a lifetime, please contact us!

 

 

 

 

Smart Commenting on blogs can be a valuable tool providing:

 

1.     High PR back links

2.     New Readers – Subscribers

3.     Productive Niche Research

4.     Networking – Partnerships

 

This video is the best tutorial I found on the subject.  Here are the links to the sites provided on the video:

 

Comment Kahuna

 

Google Reader

 

Google alerts

 

Please give me some feedback on this and let me know if you’d like some more such tutorials! 

 

Mirela Monte, Your Myrtle Beach Real Estate Connection                Join The Optimist Group!

I know it's not Christmas yet, but I just couldn't help it: I wanted to make your day.  If you are a Twitter addict like myself, you will cherish this list.  Who loves you baby?

1 TweetDeck

2 FriendFeed

3 TwitterFeed

4 Ping.fm

5 Twhirl

6 Twellow

7 Tweetie

8 Twitturly

9 Twitterholic

10 #hashtags

11 Seesmic Desktop

12 Twitterrific

13 BrightKite

14 Twitscoop

15 TwitterFox

16 TwitterCounter

17 TwitterBerry

18 HootSuite

19 TwitterFon

20 Tweet Scan

21 Mobypicture

22 TweetLater

23 WeFollow

24 TweetStats

25 Monitter

26 Twitpic

27 FriendOrFollow

28 Twitter Grader

29 TweetValue

30 HelloTxt 

31 Twistory

32 Qwitter

33 TweetBeep

34 SocialToo

35 TweetGrid

36 Tweetburner

37 Twittelator

38 TwitterBar

39 TweetMeme

40 LoudTwitter

41 Just Tweet It

42 Retweetist

43 TwitThat

44 Mr. Tweet

45 DestroyTwitter

46 Tiny Twitter

47 PeopleBrowsr

48 Twibble

49 Splitweet

50 ÜberTwitter

51 WhosTalkin

52 TwitterHawk

53 GroupTweet

54 Twibs

55 Shareaholic

56 Foamee

57 TwitterFriends

58 TweepSearch

59 Twubble

60 TwitterLocal

61 CoTweet

62 Snitter

63 Slandr

64 TwitterMap

65 iTweet 2

66 Twitbin

67 Secrettweet   

68 Straw Poll

69 Spaz

70 TwittEarth

71 Pocketwit  

72 Twemes

73 Twitxr

74 Twitoria

75 Twitter for iPhone

76 twtQpon

77 Twilert

78 Your Twitter Karma

79 Who Should I Follow?

80 FoodFeed

81 TweeTube

82 Twinfluence

83 SnapTweet

84 Twtcard

85 TwitterPatterns

86 Follow Cost

87 Xpenser

88 Tweetake

89 TwitterMass

90 Twitpay

91 Twittertise

92 Twinkle

93 TrackThis

94 Retweetrank

95 Twitter Digest  

96 Twitteroo

97 Twitter Tools

98 EasyTweets

99 Hahlo

100 Tweetr

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